How VA Loans Can Help Veteran And Widow Homebuyers The VA loan is a mortgage program for returning military service members, and is guaranteed by the U.S. federal government. It was originally created in 1944. Because of tightening requirements among lenders, the VA loan has become an attractive option for military homebuyers, who may have trouble coming up with a down payment, or may not be able to meet strict credit requirements. With a VA loan, you are not required to have a down … [Read more...]